Investing in a unit trust remains one of the best ways to save in the medium and long-term.

Fund Objectives

The fund is managed to deliver returns in excess of the IJG Money Market Index.

Fund profile

The fund aims to achieve a higher return than a traditional money market or pure income fund.

How long should investors remain invested?

The recommended investment term is twelve months and longer. The fund’s exposure to growth assets like listed property and preference shares might cause price fluctuations from day to day, making it unsuitable as an alternative to a money market fund over very short investment horizons (twelve months and shorter).

Investor’s profile

Investors who are looking for an intelligent alternative to cash or bank deposits over periods ranging from 12 to 36 months.

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Fund Objectives:

The fund aims to achieve the highest possible investment growth for retirement savers over the long term.

Fund profile

The Balanced Plus Fund can invest in a wide variety of assets such as shares, bonds, listed property and cash.

As the fund aims to maximise long-term returns, it is characteristic of the fund to have a strong bias towards shares, which offer the highest expected growth over the long run. The fund’s managers actively seek out attractively valued shares that could achieve strong returns over periods of five years and longer.

How long should you be invested in the fund?

The recommended investment term is five years and longer.

Investor profile

Investors who are saving for retirement and are looking for an investment that balances long-term growth with moderate levels of risk.

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Fund Objective

Our Money Market Fund aims to provide a higher level of income than fixed deposits and call accounts. The fund provides a medium whereby investors can get exposure to diversified money market instruments as defined from time to time.

Fund Profile

The fund is tactically managed to achieve the best possible return achievable from money market instruments, while aiming to protect capital.

Investor profile

The fund is suitable for investors who are seeking an alternative to bank deposits and/or a short-term parking place for their capital. As well as for those investors who focus on capital preservation whilst not seeking long-term capital growth. 

How long should you remain invested in the fund?

The recommended investment term is twelve months and longer. The fund’s lack of exposure to growth assets, makes it unsuitable for long-term investors.

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Fund Objectives

The fund is managed to achieve high investment growth over the medium to long term and to preserve capital over any rolling twelve-month period.

Fund profile

The fund can invest in a wide range of assets such as shares, bonds, listed property and cash. As the fund actively seeks to curb risk and volatility, a maximum of 60% of the fund may be held in growth assets like shares and listed property.

How long should you remain invested in the fund?

The recommended investment term is three years and longer. The fund’s exposure to shares may result in short-term price fluctuations, making it unsuitable to investors who are only able to invest for short periods.

Investor profile

Pensioners and other investors requiring an income, especially those in the first half of retirement.

Living annuity investors seeking a fund that aims to achieve both income and capital growth.

Investors requiring a low-risk fund, which offers a moderate rate of return, for their retirement annuity, provident fund, preservation fund or pension fund.

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Fund’s objectives

The fund is managed to protect capital over any twelve-month period and achieve investment returns of inflation plus 3% over the medium term. 

Fund profile

On average, the fund will hold a maximum of 40% in growth assets (shares and property). The fund is diversified across a range of assets reflecting its cautious risk budget. This includes a selection of shares that we believe are attractively valued, as well as quality income assets.

How long should you remain invested in the fund?

The recommended investment term is three years and longer. The fund’s exposure to shares may result in short-term price fluctuations that make it unsuitable for investors who are only able invest for short periods.

Investor’s profile

Pensioners and other investors requiring an income, especially those in the second half of retirement.

Living annuity investors seeking a fund that aims to achieve both income and capital growth.

Download Fund Fact Sheet